Terms & Policies

Note: In case of legal disputes, the English version shall prevail.

Last Updated: March 2026

WE DO NOT SELL YOUR DATA

1. User Agreement

This agreement is between Asset Manager (bilgeborsa.com) and any user who registers on the platform. By creating an account or using the platform, you agree to comply with these terms.

2. Service Description

Asset Manager is a digital asset tracking platform that allows users to record and organize personal assets including but not limited to:

  • Fiat currencies
  • Cryptocurrencies
  • Stocks and equities
  • Commodities
  • Real estate
  • Loyalty points and vouchers

The platform is intended for **tracking and organization purposes only** and does not provide financial, investment, tax, or legal advice.

3. Paid Membership & Payments

Asset Manager may offer optional paid membership plans that provide additional features.

3.1 Payment Methods

  • Third-party payment processors
  • Cryptocurrency transfers
  • Other supported gateways

Payments are processed by external providers. Asset Manager does not store payment credentials.

3.2 Non-Refundable Payments

All membership payments are non-refundable.

3.3 Cryptocurrency Payments

Users are responsible for selecting the correct blockchain network and wallet address.

Blockchain transactions are irreversible. Asset Manager is not responsible for losses caused by incorrect network selection, wallet address errors, exchange failures, or user mistakes.

3.4 Payment Verification

Some payments may require manual verification and submission of transaction proof.

3.5 Processing Time

Cryptocurrency or bank transfers may require additional processing time. In such cases an extra bonus period of up to five (5) days may be added.

3.6 Chargebacks

Chargebacks or payment disputes may result in account suspension or termination.

3.7 Pricing Changes

Membership pricing may change in the future but will not affect already active subscriptions.

4. Refund Policy

Due to the digital nature of the service, all purchases are final.

  • No refunds after membership activation.
  • No partial refunds for unused time.
  • No refunds for account suspension caused by violations.

If a technical payment error occurs (duplicate charge etc.), users should contact support.

5. AI Disclaimer

The platform may include AI-generated responses or analysis tools.

Due to their nature, AI outputs are technically generated automatically and may contain errors. Users should not rely on AI responses as professional financial or investment advice.

  • AI responses are informational only
  • Users remain responsible for decisions
  • AI outputs may occasionally be incorrect

By using AI features, users acknowledge these limitations.

6. Crypto Payment Instructions

When sending cryptocurrency payments:

  • Always verify the correct wallet address.
  • Use the correct blockchain network.
  • Confirm the transaction amount carefully.
  • Keep your transaction ID (TXID).

If required, users may submit payment proof including:

  • Transaction hash
  • Wallet screenshot
  • Email confirmation

Payments sent to incorrect addresses or networks cannot be recovered.

7. User Responsibilities

  • Provide accurate information
  • Protect account credentials
  • Do not access other users' data
  • Do not use the platform for illegal activity

8. Account Termination

Users may delete their account at any time. Asset Manager may suspend accounts that violate the terms.

9. Intellectual Property

All software, code, design and content belong to bilgeborsa.com. Unauthorized copying is prohibited.

10. Limitation of Liability

The platform is provided "as is". Asset Manager is not responsible for financial losses, investment outcomes, or decisions made based on platform information.

11. Privacy & Data Processing

Data Collected

  • Account information
  • Asset data
  • Technical logs
  • Contact messages
  • AI chat logs
Data can be kept for statistical purposes.

Use of Data

  • Service functionality
  • Security monitoring
  • User support
  • Service improvement

Security

  • SSL encryption
  • Password hashing
  • Secure hosting infrastructure

Your Rights

  • Access your data
  • Correct inaccurate data
  • Delete your account

Contact: assetmanager@bilgeborsa.com

12. Changes to Terms

We may update these terms from time to time.

13. Governing Law

These terms are governed by the laws of the Republic of Turkey.

14. Contact

Email: assetmanager@bilgeborsa.com

assetmanager@bilgeborsa.com
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